Are you ready to start a series of steps to move forward and simplify your family life ? Grab a notebook ( one you already have - don't go buying anything!) and write out each step and your thoughts along the way.
Step One: STOP ALL UNNECESSARY SPENDING
When we first started thinking about simplifying our lives 'unnecessary spending' meant the second can of coke when we had meat pies for lunch. Slowly but surely, unnecessary spending became frequent take away food, pay TV, coffees, magazines, alcohol and then over time it moved to include packaged foods etc etc My point is that "unnecessary spending" depends on your personal definition. It is important that you do your maths - rather than say 'it's only $4 for a coffee - no need to be a miser", you realise that $4 a week day is over $1000 a year. I am sure if someone handed you $1000 for a family holiday you wouldn't reject it.
So, have a look at what you are currently spending money on and ask " is this necessary?"
Next we will look deeply into our financial position and face the scary truth of where we are so we can map out where we are heading.