tag:blogger.com,1999:blog-8033398967737588792.post2641314208356278196..comments2023-10-22T20:02:21.294+11:00Comments on A Vision Splendid: Detailing A Simple Life - our budgetA Vision Splendidhttp://www.blogger.com/profile/16117977569651546270noreply@blogger.comBlogger9125tag:blogger.com,1999:blog-8033398967737588792.post-16397010098569486282009-12-12T20:42:05.408+11:002009-12-12T20:42:05.408+11:00Okay, Now I am definitely going to start this syst...Okay, Now I am definitely going to start this system for the 1 of januari! and I love the harmonica idea, I'm going to get the same system! thank you all soooo much!shandorahttps://www.blogger.com/profile/13945627419311409453noreply@blogger.comtag:blogger.com,1999:blog-8033398967737588792.post-50161821803772995812008-11-03T13:13:00.000+11:002008-11-03T13:13:00.000+11:00We changed over to a cash budget at the beginning ...We changed over to a cash budget at the beginning of August. We used our tax refund to help set up some of our categories, but now eveything runs really well on a fortnightly allocation.<BR/><BR/>After reading your post I felt inspired to show how we do our "baggie" system on my blog. I didn't put in my $ values, but I wanted to share with you that since switching to cash and be more accountable by meal planning and utilizing opportunities such as our church group being offered free bread each fortnight, I now have for groceries $ 130p/w for dh, me, ds13, ds12, dd8 and ds4. I was also really happy last fortnight - I had $19 leftover!<BR/><BR/>I am trying to be "present" as I make these financial decisions that effect our family so much - instead of coasting along on the river Denial and hoping it all works out by itself.<BR/><BR/>Regards<BR/>SuzeSuze Qhttps://www.blogger.com/profile/02189116170696123817noreply@blogger.comtag:blogger.com,1999:blog-8033398967737588792.post-75261782594742832952008-10-23T19:53:00.000+11:002008-10-23T19:53:00.000+11:00Thank you for this, I love your piece on routine a...Thank you for this, I love your piece on routine and I am going to give it a go. The idea of doing a room in detail is a great one. Thank you for your inspiring words.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-8033398967737588792.post-77553317323048221062008-10-23T15:56:00.000+11:002008-10-23T15:56:00.000+11:00What a great idea and post. I am a cash person we ...What a great idea and post. I am a cash person we don't have a credit card. We own our own bussiness and I get wage of $400 aweek. This is for food clothes ect. for a family of 7.I do not pay for petrol or electricity out of this though.This money is for general house keeping. I like your idea of envelopes for every-thing, I am going to give this a go. As I am always running short of money by the end of the week...<BR/>MandyThe Old Dairyhttps://www.blogger.com/profile/10806470355969512482noreply@blogger.comtag:blogger.com,1999:blog-8033398967737588792.post-65843975268694318742008-10-23T12:57:00.000+11:002008-10-23T12:57:00.000+11:00You have some very good advice and ideas to take n...You have some very good advice and ideas to take note of. It is amazing how much you can live on if you put your mind to it, there are too many choices and varieties of food items out there but if you go back to basics and live simply you can save a lot of money. I have a small business and things are a bit tough at the moment,I can cut down on my food bill by having my veggie patch and we also farm our own meat.<BR/>I like the idea of the mini accordion file with labeled compartments to allocate monies to. Something to try! :)white_lillyhttps://www.blogger.com/profile/09706330207967150054noreply@blogger.comtag:blogger.com,1999:blog-8033398967737588792.post-80988056884260821022008-10-23T12:33:00.000+11:002008-10-23T12:33:00.000+11:00My partner and I manage to spend around $120 per w...My partner and I manage to spend around $120 per week on groceries - and that's just for the two of us & a dog! It may seem hefty but we have been unable to get it below that since moving. When we were living in the city we would only spend around $90 per week on groceries, but prices here in the rural centres can be twice to three times as much than what they are in the city, especially the "fresh" foods. And I'm vegetarian, so it always surprises me how much we spend. When we finally purchase a house (which we hope to do before the end of the year) we will try to grow our own fruit and vegetables, but in the meantime we buy from the supermarket (there are no growers' markets here). I'm also not a cash person - If I have cash lying around I am more likely to spend it! So I keep separate bank accounts and transfer the money I dont need to one that is not attached to my debit card. That way I cannot be tempted! :)<BR/>~ S.xo.sorcha.oxhttps://www.blogger.com/profile/17431135816635778553noreply@blogger.comtag:blogger.com,1999:blog-8033398967737588792.post-47720419363313415762008-10-23T06:50:00.000+11:002008-10-23T06:50:00.000+11:00Oops, I thought I had already linked to your page ...Oops, I thought I had already linked to your page from my blog but upon checking see that I hadn't. I have now :-).<BR/><BR/>Libbylibbyhttps://www.blogger.com/profile/14306878370572439115noreply@blogger.comtag:blogger.com,1999:blog-8033398967737588792.post-72374202264271518582008-10-23T06:41:00.000+11:002008-10-23T06:41:00.000+11:00We have just gone over to a cash budget about 2 mo...We have just gone over to a cash budget about 2 months ago. It's been tough getting used to but now most categories are starting to build up in funds. It's definitely been the first time I've managed to stick to our budget.<BR/><BR/>Libbylibbyhttps://www.blogger.com/profile/14306878370572439115noreply@blogger.comtag:blogger.com,1999:blog-8033398967737588792.post-77011102094906406502008-10-22T20:14:00.000+11:002008-10-22T20:14:00.000+11:00I am seriously impressed that you feed your family...I am seriously impressed that you feed your family of 4 on less than $100 per week!! We are a family of 3 adults and I spend between $120-$140, this is down form $180-$200!!<BR/>I have found that while I am establishing my veg garden I am spending more on garden stuff but hopefully I will save money in the long run when the garden is producing well.<BR/>I have a detailed budget that I am pretty good at sticking to with my only downfall being my op shop addiction.<BR/>I only go to the atm once a month for cash and put it into my baggies. If I run out of cash before I run out of month then that is just tough luck, I won't go get more cash. I track everything I spend so I can check to see where I have overspent.<BR/>I am very glad I don't have a mortgage anymore as I think we are headed for very tough times indeed!<BR/>Cheers, MichelleMichellehttps://www.blogger.com/profile/16907021712935423492noreply@blogger.com